Auto Insurance Requirements, Ilinois - Car Insurance Coverage - Chicago Auto Insurance Requirements, Illinois - Car Insurance Coverage - Chicago

Illinois Auto Insurance Requirements and Coverage - Chicago

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The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at SegurosDeAutos.com, the specialty company providing easy access to the Spanish language market.

Illinois has the 18th greatest number of uninsured drivers on the road accounting for 15% of drivers*

Minimum requirements

  1. $20,000 bodily injury coverage for one person in one accident
  2. $40,000 bodily injury coverage total per accident
  3. $15,000 property damage coverage per accident

Penalties for driving without insurance

  • The license plates of first time offenders will be suspended until a $100 fee and proof of current insurance is provided
  • Repeat offenders will have plates suspended for four months and have to pay a $100 fee and provide proof of current insurance

Requirements for older drivers

  • At age 75 drivers must take and eye and road test
  • At age 81 drivers must renew every 2 years
  • At age 87 drivers must renew annually

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