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Alabama Auto Insurance Requirements and Coverage - Birmingham

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The leading resources for the Spanish language community, takes the lead in providing access to the best companies that provide Auto Insurance for the Latino Community‚Ą†. With access to the top auto insurance providers in every state, makes it easy for anyone to find low cost auto insurance on line using the Internet access device of your choice.

The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at, the specialty company providing easy access to the Spanish language market.

Alabama has the 6th greatest number of uninsured drivers on the road accounting for 22% of drivers*

In Alabama the minimum requirements for liability insurance are as follows

  • $25,000 bodily injury coverage for one person in one accident
  • $50,000 bodily injury coverage total per accident
  • $25,000 property damage coverage per accident

If an individual is convicted of a violation they may be fined up to five hundred (500) dollars for a first offense, and up to one thousand (1,000) dollars and/or a six month suspension of their license for all subsequent offenses. As well as these fines the following penalties are enforced:

  • Pay a two hundred (200) dollar fee and purchase insurance
  • For a second, and all subsequent violations, your vehicle registration will remain suspended for four months after which you must pay a fee of four hundred (400) and purchase insurance.

Unlike most states there are no additional requirements for older drivers at this time.

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