Auto Insurance Requirements, South Dakota - Car Insurance Coverage - Sioux Falls Auto Insurance Requirements, South Dakota - Car Insurance Coverage - Sioux Falls

South Dakota Auto Insurance Requirements and Coverage - Sioux Falls

This information is complied and provided by SegurosDeAutos.com.

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The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at SegurosDeAutos.com, the specialty company providing easy access to the Spanish language market.

South Dakota has the 43rd greatest number of uninsured drivers on the road accounting for 9% of drivers*

Minimum requirements

  1. $25,000 bodily injury coverage for one person in one accident
  2. $50,000 bodily injury coverage total per accident
  3. $25,000 property damage coverage per accident

Penalties for driving without insurance

  • A fine of $150 for a first offense as well as an additional fee of $100 and/or 30 days in jail
  • If you are in an accident you will receive 14 points on you license and suspension of your license for 30 days to 1 year
  • You must file form SR22 for three years
    • The SR-22 is a certificate of financial responsibility that your insurance company will file with the Department of Motor Vehicles (DMV)

Unlike most other states there are no additional requirements for older drivers

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