Auto Insurance Requirements, Iowa - Car Insurance Coverage - Des Moines Auto Insurance Requirements, Iowa - Car Insurance Coverage - Des Moines

Iowa Auto Insurance Requirements and Coverage - Des Moines

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Iowa has the 31st greatest number of uninsured drivers on the road accounting for 11% of drivers*

Minimum requirements

  1. $20,000 bodily injury coverage for one person in one accident
  2. $40,000 bodily injury coverage total per accident
  3. $15,000 property damage coverage per accident

Iowa does not have a compulsory insurance law

Requirements for older drivers

  • At age 70 drivers must renew every 2 years
  • Licenses may be issued with restrictions such as only during the day or a certain distance from home
  • All renewals must be done in person with a vision test

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