Auto Insurance Requirements, Arkansas - Car Insurance Coverage - Little Rock Auto Insurance Requirements, Arkansas - Car Insurance Coverage - Little Rock

Arkansas Auto Insurance Requirements and Coverage - Little Rock

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The simplest way to keep your car insurance rates low is by driving safely and obeying all traffic laws. At Find the leading auto insurance companies, with great service, low rates and flexible payment plans at SegurosDeAutos.com, the specialty company providing easy access to the Spanish language market.

Arkansas has the 10th greatest number of uninsured drivers on the road accounting for 16% of drivers*

Minimum Requirements

  • $25,000 bodily injury coverage for one person in one accident
  • $50,000 bodily injury coverage total per accident
  • $25,000 property damage coverage per accident

Penalties for not having insurance in Arkansas

  1. First offense a fine of 50-250 dollars
  2. Second offense a fine of 250-500 dollars
  3. Third or subsequent offense a fine of 500-1000 dollars and/or up to one year in jail

Unlike most states at this time there are no additional requirements for older drivers.

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