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Telematics, the Crossroads of Auto Insurance These Days

Wednesday, July 30, 2014

The crossroads of auto insurance these days is telematics, the use of an electronic device to monitor how an automobile is being driven. The device monitors where a car is and how it is being driven, and, in theory, should help separate good drivers from bad drivers.

Here’s how many insurers use telematics these days: If a customer is interested, the insurer gives the customer a device called a “dongle,” which is hooked into the car’s computer systems. Typically, the dongle monitors when and where a car is driven along with the length of the trip. Some devices can monitor the speed of the car, use of seatbelts, engine temperature, and “acceleration events” — for example, speeding up and braking. takes the lead in providing access to the best companies that provide Auto Insurance for the Latino Community℠. With access to the top auto insurance providers in every state, makes it easy for anyone to find low cost auto insurance on line using the Internet access device of your choice.


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