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Telematics, the Crossroads of Auto Insurance These Days

Joseph Coupal - Wednesday, July 30, 2014

The crossroads of auto insurance these days is telematics, the use of an electronic device to monitor how an automobile is being driven. The device monitors where a car is and how it is being driven, and, in theory, should help separate good drivers from bad drivers.

Here’s how many insurers use telematics these days: If a customer is interested, the insurer gives the customer a device called a “dongle,” which is hooked into the car’s computer systems. Typically, the dongle monitors when and where a car is driven along with the length of the trip. Some devices can monitor the speed of the car, use of seatbelts, engine temperature, and “acceleration events” — for example, speeding up and braking.

SegurosDeAutos.com takes the lead in providing access to the best companies that provide Auto Insurance for the Latino Community℠. With access to the top auto insurance providers in every state, SegurosDeAutos.com makes it easy for anyone to find low cost auto insurance on line using the Internet access device of your choice.

 

Impact of Telematics on Marketing Issues

Joseph Coupal - Wednesday, July 09, 2014

The introduction of telematics will have an impact on marketing issues, such as should the product be used to target new customers or try to retain existing customers? And there are privacy considerations, which constitutes one of the main reasons consumers hesitate before trying a telematics product.

Even with the logistical challenges, telematics remains an insurance concept the federal government tends to favor, said U.S. Department of Transportation Analyst Allen Greenberg.

SegurosDeAutos.com takes the lead in providing access to the best companies that provide Auto Insurance for the Latino Community℠. With access to the top auto insurance providers in every state, SegurosDeAutos.com makes it easy for anyone to find low cost auto insurance on line using the Internet access device of your choice.

 


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