As Americans carve pumpkins and stock up on candy ahead of Halloween, they also might want to think about finding a secure place to park their cars. Personal vehicles are almost twice as likely to be vandalized on Oct. 31 as on an average day, a recent analysis by the Highway Loss Data Institute (HLDI) has found.
HLDI looked at insurance claims for vandalism made under comprehensive coverage from 2008 through 2012. Such claims include things like tires being slashed and windows being smashed. Data on vandalism claims were supplied by 28 companies representing more than two-thirds of the insurance market for private passenger vehicles. The average number of claims per day for those companies combined was 692. The average cost per claim was $1,528, for a total average daily cost of more than $1 million per day.
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